Harris Funding offers our clients a Pre-qualification Mortgage Calculator, which assists our clients in determining just how much money they can afford to spend on a new home. This is automatically configured by a combination of factors such as monthly income, debt, available cash and other monthly obligations.

The Harris Funding Group has also developed a proprietary Mortgage Calculetter, which provides clients with a computer generated pre-approved loan letter. This is based on each client having good credit. If you have bad credit, or no credit, please check out the Harris Funding Mortgage Calculator.

To use the mortgage calculator simply answer the following questions in the following fields:

Monthly income:$

Enter your gross income, including salary and your two-year average of commissions, bonuses, child support, and dividends.

Monthly debt:$

Enter the minimum monthly amount you're required to pay for credit cards, car loans, student loans and any other monthly obligations. This does NOT include your current mortgage debt, as that will be paid off prior to the purchase of your new home.

Cash available on hand: $

Enter the amount of cash you have allocated towards your down payment and closing costs. This includes cash from checking and savings accounts, proceeds from the sale of your home, stocks, securities or any other liquid assets you have on hand.

Term in Years: 30 20 15

Enter the term (or length of time) you would like for your new home loan.

Interest Rate: %

Enter the mortgage interest rate you expect to pay.

If you live in California, Colorado, Connecticut, Idaho, Massachusetts, Michigan, Minnesota, New Mexico, New York, Ohio, Oregon, Utah, Virginia or Wyoming, Harris Funding can secure refinancing, financing on a new home or a debt consolidation loan. If you need financing outside of these states, please contact us for a referral

 
 
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HARRIS FUNDING
9000 Sunset Blvd. #1408
Los Angeles, CA 90069